Category: First time buyer

So, you’re a first time buyer. You dream of getting onto the property ladder but it seems totally overwhelming… sound familiar? We can help! Buying your first home can be daunting, but it needn’t be. Here we have broken down the process so you have a step by step guide on how to buy a home.

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For many first time buyers, the most daunting part of the home buying process is saving for a house deposit. In particular, many wonder how to save for a house on a lower income and whether it’s even possible to do it at all.

Pocket Living is built around the idea that everyone should have a fair opportunity to get onto the housing ladder, so we’re going to share our best tips on saving for your first home, whatever your circumstances. We’ve included a range of information on ISAs, bank accounts and more to show you that there are plenty of options to consider to get yourself onto the housing ladder. Let’s get started.

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Buying a home is an investment in your future – but when you do it for the first time, it can feel really daunting. Considering the doom and gloom we hear every day on the news, it may seem particularly risky to take that next step. That’s why we asked Censeo Financial, our recommended Independent Mortgage Advisor, their thoughts on the benefits of buying a home right now, rather than waiting.

A blog by Censeo Financial

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Did you know that a deposit is the biggest thing you need to save for in the home buying process? This can seem a bit daunting if you’re a first time buyer, especially if you’re not sure how big of a deposit you need or how to save for a deposit.

We’ve put together the ultimate guide on first time buyer mortgage deposits to get you on your way to homeownership, written especially with middle income earners in mind. Covering why a deposit is so important and what to do if you haven’t saved enough, this guide will help you put together a plan for saving for your first home.

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Taking out a mortgage to buy your first home is one of the biggest – if not the biggest – financial decisions you’ll ever make. But it’s also one of the most rewarding. Finally, after saving for so long and renting in the city you love, you get a place to call your own.

Having said that, you have to go through the mortgage process first, which can be really confusing. With jargon and paperwork coming at you left, right and centre, understanding what it all means can be a lot to get your head around.

In this blog, we’re helping you get to the bottom of your most pressing questions about first time buyer mortgages, including offers, withdrawals, extensions and the best lenders.

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You can’t control the world around you, but you can control how you manage your finances. During uncertain times, it becomes increasingly important to set a foundation that will still allow you to reach your long term goals, such as buying a home, by increasing your financial stability.

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